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How do you Use the Education loan Focus Deduction? Today, let’s say you’re partnered and you will submitting jointly. Your repaid $2,500 during the student loan focus a year ago, and your nonexempt income is $165,100. $165,000 $140,00 (or $twenty-five,100000 / $30,000 = 0.833 or 83.3%) Multiply $dos,five-hundred by 0.833% getting all in all, $dos,083…